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Security Bank's Agri Unit seeks a Product Officer to support agricultural lending, perform financial projections, and ensure compliance with the AFRD Act of 2022. The role involves site visits with Relationship Managers, monitoring eligible credits, and developing agri products with Risk Management.
The ideal candidate has a Bachelor’s degree (or higher) in Agriculture or related field and at least 2 years of relevant experience, along with strong marketing, leadership, and communication skills.
5 - 10 Years
Job Description
REPORTS TO : Agri Unit Head
DIRECTLY SUPERVISES : N/A
UNIT / DEPARTMENT : Agri Unit
DIVISION/GROUP : Assets Business Group
Aids the lending group in account solicitation, technical and financial projections of existing and prospective Agri
Business clients. A product officer is also expected to strategize and implement activities that will increase the Bank’s
compliance for the mandatory Agriculture, Fisheries, and Rural Development Financing Enhancement Act of 2022.
1. Support agricultural lending by providing technical evaluation, financial projections / validation and business viability
assessment of potential and existing borrowers.
2. Conducts farm site visits / joint client calls with Relationship Managers (RMs) and/or Enterprise Risk Managers
(ERMs), and provides lending guidelines specific to client's industry
3. Identify and monitor eligible loan credits to comply with the AFRD Act of 2022 to allocate 25% of the bank's total
loanable funds for agricultural value chain, sustainable finance, and rural development loans.
4. Increase awareness of Agri and fisheries market industry trends through industry reports, conduct of lectures /
seminars and/or information drives.
5. Develop, enhance, and operationalize Agri and fisheries products and lending guidelines in coordination with Risk
Management and relevant stakeholders.
6. Collaborate with different business segments/units of the Bank for the promotion and innovation of managed
products and initiate marketing activities and participate in relevant conventions/forums.
7. Assists in the preparation of internal management reports as required, monitoring of expenses, coordination with
internal audit engagement and other administrative functions
It is accepted / understood that the employee may perform other related tasks which may be assigned from time to time.
Years of Related Experience Preferred - Minimum of 2 years
If no work experience, should be at least a college graduate with honors
Educational Attainment Bachelor's / College Degree
Field of Study Agriculture and related courses i.e. Animal Science/Husbandry, Agribusiness,
Agricultural Economics, Agricultural Engineering, Veterinary Medicine, Horticulture,
etc.
Job Specialization Agriculture/Agribusiness/Agri-related
Industry Banking, Research and Development, Agriculture/ Agribusiness
Certification / Professional License Not Applicable
27-08-2026
JOB4850