Acquisition Risk Officer: Credit & Data Analytics

UnionBank; Pasig; On-site; PHP 1,000,000 - 1,600,000; Full time

Job summary

UnionBank is hiring an Acquisition Associate Risk Officer at UB Plaza, Ortigas, Pasig City. The role focuses on managing and mitigating credit risk across Consumer Secured and SME portfolios, with emphasis on acquisition credit cycle, policy development, and cross-functional collaboration to sustain portfolio health.

The position requires a Bachelor's degree in Statistics/Mathematics/Economics/Finance, knowledge of credit-risk lifecycle, and proficiency in R, Python, or SQL.

Qualifications

• Bachelor’s degree in Statistics, Mathematics, Economics, Finance, or related fields.
• Knowledge of credit-risk lifecycle, especially acquisition-stage evaluation.
• Experience with R, Python, or SQL for data analysis.
• Strong analytical, critical thinking, and data interpretation skills.
• Excellent communication and cross-functional collaboration.

Responsibilities

• Demonstrates working knowledge of the credit risk lifecycle, with a focus on acquisition and credit evaluation for Consumer Secured and SME products.
• Providing expert analysis and recommendations from a credit risk perspective to the business and functional line; develop tools for analysis and presentation to internal Risk team and other functional units.
• Implement and independently monitor risk tools and recommend new policies/processes as required.
• Performs routine assessments and contributes to risk-related decision-making.
• Develops and enhances acquisition risk reports using tools such as R or Python to identify potential credit risks, analyze trends, and recommend actionable strategies to improve portfolio performance.
• Presents data-driven analysis and recommendations from a credit risk perspective to internal risk teams, business and functional stakeholders, supporting sound decision-making.
• Operates with minimal supervision, managing assigned tasks and contributing to broader team objectives with accountability and initiative.
• Supports projects or project components, supporting the implementation of risk strategies and contributing to ongoing initiatives.
• Collaborates effectively with cross-functional teams, providing strategic guidance on the execution of risk recommendations and initiatives.

Skills

Credit risk lifecycle knowledge

Analytical thinking

Data interpretation

Communication & collaboration

Education

Bachelor's degree

Tools

R

Python

SQL

Job description

UnionBank is hiring an Acquisition Associate Risk Officer at UB Plaza, Ortigas, Pasig City. The role focuses on managing and mitigating credit risk across Consumer Secured and SME portfolios, with emphasis on acquisition credit cycle, policy development, and cross-functional collaboration to sustain portfolio health.

The position requires a Bachelor's degree in Statistics/Mathematics/Economics/Finance, knowledge of credit-risk lifecycle, and proficiency in R, Python, or SQL.