Credit Risk & Performance Analyst

UnionBank; Pasig; On-site; PHP 800,000 - 1,500,000; Full time

Job summary

Union Bank of the Philippines is seeking a Risk Officer-Credit Risk and Performance to analyze and measure credit risks, supporting management with robust risk insights.

The role involves preparing the credit risk portfolio, developing analytical models, and ensuring alignment with the bank's risk appetite while coordinating with business units and operations to strengthen risk governance.

Qualifications

• Accountability is essential for maintaining data integrity and risk reporting.
• Adaptability to changing risk conditions and regulatory expectations.
• Strong analytical mindset to interpret credit data and model outputs.
• Excellent communication skills to convey complex risk concepts clearly.
• Proactive critical thinking to identify risk drivers and mitigations.
• Collaborative approach with cross-functional teams across the bank.
• Eagerness to learn and stay current with credit risk practices.

Responsibilities

• Prepares the credit risk portfolio and recommends new metrics for management and the Board to understand credit risk evolution and risk-return trade-offs.
• Performs quality assurance checks and reconciles data from multiple sources.
• Develops and applies analytical models to assess impact of scenarios on credit risk and detect risk appetite breaches.
• Interprets regulatory and internal policies relevant to portfolio credit risk management and implements changes accordingly.
• Liaises with business units, operations, IT, and other parties to enhance portfolio credit risk management.
• Performs other duties as assigned by supervisors.

Skills

Accountability

Adaptability

Analytical

Good communication

Critical thinking

Teamwork

Willingness to learn

Job description

Union Bank of the Philippines is seeking a Risk Officer-Credit Risk and Performance to analyze and measure credit risks, supporting management with robust risk insights.

The role involves preparing the credit risk portfolio, developing analytical models, and ensuring alignment with the bank's risk appetite while coordinating with business units and operations to strengthen risk governance.