Risk Policy Analyst

UnionBank; Quezon City; On-site; PHP 350,000 - 750,000; Full time

Job summary

UnionBank is seeking a Risk Policy Analyst to join its Risk Management team at UB Square, Eastwood, Quezon City. The role focuses on reviews and monitoring to identify credit migration and manage portfolio exposure.

You will collaborate with Business, D&A and Credit teams to ensure policy implementation, provide data-driven insights, and support policy adjustments to safeguard assets and growth.

Qualifications

• Bachelor's degree in Mathematics, Statistics, or related quantitative field is a plus.
• Experience in analytics-focused roles; banking/financial sector experience is a plus.
• Proficiency in SAS, Python, SQL or R for data analysis.
• Strong analytical skills and attention to detail.
• Effective communication and presentation skills.
• Experience in project and stakeholder management is a plus.

Responsibilities

• Collaborate with Risk Management to provide data & analysis in setting risk appetite for products.
• Partner with Business, D&A and Credit to manage portfolios and achieve plan numbers.
• Ensure correct policy implementation at an operational level with Credit and Business.
• Provide data & analytics at portfolio and segment levels to monitor and adjust policy.
• Support Credit Risk Reporting, Portfolio Quality Review reporting, and ad-hoc analyses.
• Assess risk in business decisions, ensure compliance with laws and regulations, and escalate control issues.

Skills

Accountability

Adaptability

Analytical

Good communication

Critical thinking

Teamwork

Willingness to learn

Education

Bachelor's degree in Mathematics/Statistics or related field

Tools

SAS

Python

SQL

R

Job description

Job Title: Risk Policy Analyst

Location: UB Square, Eastwood, Quezon City

Employment Type: Probationary

About The Role

The Risk Policy Analyst is an intermediate-level position responsible for conducting reviews and monitoring of the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage UnionBank's portfolio exposure to clients.

What You’ll Do

• Work as a team within Risk Management to provide supporting data & analysis in setting risk appetite for the product.
• Partner with Business, D&A and Credit counterparts in managing the portfolio to achieve plan numbers and product sustainability.
• Work with Credit and Business counterparts to ensure correct policy implementation on an operational level.
• Provide supporting data & analytics at on portfolio level and segment level for the purpose of monitoring & policy adjustment to policy with the ultimate goal of managing risk and maximizing rewards
• Partner with Risk Reporting teams, provide supporting data for Credit Risk Reporting and Portfolio Quality Review Reporting, as well as ad-hoc reporting as needed
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm’s reputation and safeguarding the company, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

What We’re Looking For

• Bachelor's degree n Mathematics, Statistics, or a related quantitative field is a plus
• With relevant work experience ideally for analytics-focused role in any industry, experience in financial/banking industry is a plus
• SAS, Python, SQL, R or similar programming or data management skills
• Strong analytical skill
• Effective communication as well as presentation skills
• Experience in project management and stakeholder management is nice-to-have

Required Skills: Accountability, Adaptability, Analytical, Good Communication Skills, Critical thinking, Teamwork, Willingness to learn

JOB ID: JOB_615