Account Officer 2

BDO Unibank; Carcar; On-site; PHP 360,000 - 480,000; Full time

Job summary

BDO Unibank, Inc. is seeking an Account Officer in Cebu to drive microfinance loan growth while maintaining profitability and credit quality. You will handle MSME loan inquiries and deliver excellent customer service in line with bank standards.

Join a leading Philippine bank committed to easy, reliable, customer‑focused service and career growth opportunities at a trusted industry leader.

Qualifications

• Completion of any bachelor’s degree is required.
• Sales and fieldwork experience in microfinance is an advantage.

Responsibilities

• Solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of lending.
• Initiate credit and collection activities to safeguard credit quality.
• Coordinate with other bank units for processing and servicing loans.
• Perform other duties as assigned and ensure policy compliance.

Skills

Selling skills

Customer service

Math skills

Motorcycle driving

Education

Bachelor's degree

Job description

BDO Unibank, Inc. is the Philippines’ leading full‑service bank, offering a wide range of financial and digital banking services. Guided by our brand promise \"We Find Ways,\" we are committed to delivering easy, reliable, and customer‑focused services. Build your career with a trusted industry leader.

Job Summary

The Account Officer is responsible for achieving loan volume targets. In this role, the Account Officer is expected to maintain profitability and sound credit quality, as well as extend good customer service in line with the Banks standards and requirements. The Account Officer is also expected to attend to inquiries of clients on MSME loans.

Key Responsibilities

• Solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with other bank officers or units related to the processing and servicing of loan applications and loan clients
• Perform other functions that may be assigned to him/her
• Ensure compliance with Banks policies, procedures and regulatory requirements

Qualifications

• Completion of any Bachelors’ degree
• Sales and fieldwork experience on Microfinance is an advantage

Required Skills:

• Good selling and customer service skills
• Basic mathematical skills
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 29515

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