Account Officer 1 Sta Cruz Laguna

BDO Unibank, Inc.; Santa Rosa; Presencial; PHP 201.000 - 357.000; Jornada completa

Descripción de la vacante

BDO Unibank, Inc. is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan targets while maintaining profitability and strong credit quality. You will build relations with clients through field visits, assess loan qualifications, and coordinate with various units to process and service loans.

The role emphasizes active sales, outreach to MSME clients, and ensuring accurate loan documentation and timely credit decisions in a community banking environment.

Formación

• Four-year or five-year degree graduate.
• Strong selling and communication skills.
• Willingness to do field work on almost a daily basis.
• Basic mathematical skills expected.
• Familiar with MS Word and Excel.

Responsabilidades

• Actively solicit microfinance loan accounts by field visits to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers/units for processing and servicing loan applications.
• Review and update customer loan files and agreements for credit processing.
• Execute sales and/or marketing activities to achieve volume targets.

Conocimientos

Sales ability

Communication

Customer service

Field work

Mathematics

Educación

Bachelor's degree

Herramientas

Word processing

Spreadsheets

Descripción del empleo

Job Description:

About BDO Network Bank

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer
• Analyze overall loan applicant's qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelors Degree Holder
• Possesses good selling, communication and customer service skills.
• Must be amenable to doing field work / working on the field on an almost daily basis
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

#LI-EM1

#LI-OnSite

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.

Requisition ID: 30371