Account Officer 1 San Pedro Laguna

BDO Unibank, Inc.; San Pablo; Sur place; PHP 250 000 - 380 000; Plein temps

Résumé du poste

BDO Unibank, Inc. is seeking an Account Officer for Micro, Small and Medium Enterprises at its network bank arm. The role focuses on achieving loan volume targets while maintaining profitability, good credit quality, and strong customer service.

Responsibilities include actively soliciting microfinance loan accounts, evaluating applicants, initiating credit and collection actions, coordinating processing with other units, updating loan documents, and driving sales efforts to meet targets.

Qualifications

• Graduate with a four- or five-year degree.
• Strong selling, communication, and customer service skills.
• Basic mathematical knowledge.
• Familiar with MS Word and Excel.
• Fieldwork and sales experience in microfinance is a plus.
• Preferably can drive a motorcycle.

Responsabilités

• Actively solicit microfinance loan accounts to meet business needs.
• Analyze applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with officers and units related to processing and servicing of loan applications.
• Review loan files and agreements to ensure adequacy for credit processing and loan booking.
• Execute sales and marketing activities to achieve volume targets.

Connaissances

Selling

Communication

Customer service

Math skills

Fieldwork

Motorcycle driving

Formation

Bachelor's degree

Outils

Word/Excel

Description du poste

Job Description

About BDO Network Bank

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and theirdreams.

Job Summary

The Account Officer for Micro,Smalland Medium Enterprisesis responsible forachieving loan volume targets whilemaintainingprofitability, sound credit quality, and good customer service.

Key Responsibilities:

• Activelysolicitmicrofinance loan accounts to meet the business needs of the customer

• Analyze overall loan applicant’s qualifications todeterminefeasibility of granting loans

• Initiate credit and collection activities to ensure credit quality of accounts

• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients

• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking

• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course /Bachelors DegreeHolder

• Possesses good selling,communicationand customer service skills.

• Musthave basic mathematical knowledge.

• Preferably familiar with computer software including word processing& spreadsheets.

• With fieldwork and sales experience on Microfinance, an advantage.

• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.