Account Officer 1 General Trias Cavite

BDO Unibank, Inc.; Dasmariñas; Presencial; PHP 250.000 - 420.000; Jornada completa

Descripción de la vacante

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan volume in Dasmariñas, Cavite. You will actively solicit MSME loan accounts through field visits, assess applicants, and coordinate credit processing to meet targets while maintaining profitability and service quality.

The role emphasizes sales, credit integrity and customer service, with requirement of daily fieldwork, basic math skills and proficiency with word processing and spreadsheets.

Formación

• Graduate of any four-year or five-year degree course.
• Excellent selling, communication and customer service skills.
• Willing to do field work / working on the field daily.
• Basic mathematical knowledge.
• Familiar with word processing & spreadsheets.
• Fieldwork and sales experience in Microfinance is an advantage.
• Preferably can drive a motorcycle.

Responsabilidades

• Actively solicit microfinance loan accounts by doing field visits to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to maintain credit quality.
• Coordinate with other units to process and service loan applications.
• Review loan files and agreements to ensure adequacy for processing.
• Execute sales and marketing activities to achieve volume targets.

Conocimientos

Selling skills

Customer service

Communication

Field work

Mathematics

MS Office

Motorcycle driving

Microfinance experience

Educación

Bachelor's degree

Herramientas

Word processing

Spreadsheets

Descripción del empleo

Job Description:

About BDO Network Bank

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course / Bachelors Degree Holder
• Possesses good selling, communication and customer service skills.
• Must be amenable to doing field work / working on the field on an almost daily basis
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.