Account Officer 1 Silang Cavite

BDO Unibank, Inc.; Cavite City; Presencial; PHP 279.000 - 502.000; Jornada completa

Descripción de la vacante

BDO Network Bank, a subsidiary of BDO Unibank, Inc., seeks an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while maintaining profitability and credit quality. The role involves frequent field visits to meet business needs and coordinate with processing teams.

The ideal candidate has a four- or five-year degree, strong selling and customer service skills, and is comfortable with fieldwork on a near-daily basis.

Formación

• Bachelor's or higher degree
• Strong selling, communication and customer service abilities
• Willingness to perform field work on almost daily basis
• Basic mathematical knowledge
• Familiar with word processing & spreadsheets (MS Office)
• Field experience in Microfinance is a plus
• Motorcycle driving is preferred

Responsabilidades

• Actively solicit microfinance loan accounts by field visits to meet business needs
• Analyze loan applicants to determine feasibility of approval
• Initiate credit and collection activities to ensure credit quality
• Coordinate with officers and units for processing/servicing loan applications
• Review and update loan documents to ensure adequacy for processing and booking
• Execute sales/marketing activities to achieve volume targets

Conocimientos

Sales skills

Communication

Customer service

Field work

Mathematics basics

Computer literacy

Motorcycle driving

Educación

Bachelor's degree

Herramientas

MS Office

Descripción del empleo

Job Description:

About BDO Network Bank

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro,Smalland Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelors Degree Holder
• Possesses good selling, communication and customer service skills.
• Must be amenable to doing field work / working on the field on an almost daily basis
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

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BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 30320

Requirements: