Account Officer 1

BDO Unibank, Inc.; Bacoor; On-site; PHP 279,000 - 446,000; Full time

Job summary

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to help achieve loan volume targets while maintaining profitability and sound credit quality, with emphasis on delivering excellent customer service.

You will actively solicit MSME loan accounts, assess applicant qualifications, initiate credit and collection activities, and coordinate with other units to process and service loans.

Qualifications

• Four- or five-year degree required.
• Strong selling and communication skills.
• Basic mathematical knowledge required.
• Familiarity with MS Word and Excel.
• Fieldwork/sales experience in microfinance preferred.
• Motorcycle driving preferred.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers and units to process and service loan applications and clients.
• Review and update customer loan files and agreements for credit processing and booking.
• Execute sales/marketing activities to achieve volume targets.

Skills

Selling skills

Communication skills

Customer service

Math basics

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

Job Description:

About BDO Network Bank

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelors Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

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BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 27687