Account Officer (Sto. Tomas, Pampanga)

BDO Unibank, Inc.; Pampanga; On-site; PHP 240,000 - 360,000; Full time

Job summary

BDO Network Bank in the Philippines is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan-volume targets while maintaining profitability, sound credit quality, and outstanding customer service.

You will actively solicit microfinance loan accounts, assess applicants to determine feasibility, coordinate with processing units, review loan files, and drive sales/marketing activities to reach community targets.

Qualifications

• Four-year or five-year degree holder.
• Strong selling, communication, and customer service skills.
• Basic mathematical knowledge required.
• Familiarity with word processing and spreadsheets.
• Fieldwork and sales experience with microfinance is a plus.
• Willingness to drive a motorcycle.

Responsibilities

• Solicit microfinance loan accounts to meet customer needs.
• Analyze applicants to determine loan feasibility.
• Initiate credit and collection activities to maintain credit quality.
• Coordinate with other units for processing and servicing loans.
• Review loan files and agreements to ensure credit processing readiness.
• Execute sales/marketing activities to achieve volume targets.

Skills

Selling skills

Communication skills

Customer service

Mathematical ability

Fieldwork experience

Motorcycle driving

Education

Bachelor's degree

Tools

Microsoft Word

Microsoft Excel

Job description

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.