Account Officer (Dinalupihan Bataan)

BDO Unibank, Inc.; Bataan; On-site; PHP 240,000 - 400,000; Full time

Job summary

BDO Unibank's Network Bank unit seeks an Account Officer for Micro, Small and Medium Enterprises in the Philippines. You will drive loan growth while maintaining profitability and sound credit quality, and deliver excellent customer service.

You will solicit, evaluate, and process microfinance loan applications, coordinating with relevant units for timely loan bookings. The role emphasizes field sales, basic math, and familiarity with word processing and spreadsheets.

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder.
• Good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Familiar with computer software including word processing & spreadsheets.
• Fieldwork and sales experience on Microfinance is an advantage.
• Preferably able to drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with concerned officers/units for processing and servicing loan applications.
• Review and update loan files and agreements for credit processing and booking.
• Execute sales/marketing activities to achieve volume targets.

Skills

Sales

Credit analysis

Customer service

Mathematics

Motorcycle driving

Communication

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.