Account Officer 1 (Odiongan, Romblon)

BDO Unibank; Calapan; Sur place; PHP 290 000 - 424 000; Plein temps

Résumé du poste

A prominent financial institution in the Philippines is seeking a Microfinance Loan Officer responsible for achieving loan volume targets while ensuring credit quality and customer service. Candidates must have a degree, excellent selling and communication skills, and integrity. Familiarity with word processing and spreadsheets is preferred. Fieldwork and sales experience in microfinance is an advantage. The role requires active solicitation of loans, coordination of loan processing, and adherence to bank policies.

Qualifications

• Graduate of any 4 year degree course.
• Possesses good selling, communication, and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsabilités

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicant qualifications for granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with other units related to loan processing.
• Ensure adherence to bank policies and procedures.
• Execute sales activities to achieve volume targets.
• Attend to client inquiries and requirements.
• Review and update customer loan files and agreements.
• Perform other functions that may be assigned to him/her

Connaissances

Communication skills

Customer service skills

Selling skills

Math proficiency

Integrity

MS Excel basics

Fieldwork/sales experience

Motorcycle driving

Formation

4 year degree course

Outils

Word processing software

Spreadsheets

Description du poste

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This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Qualifications

• Graduate of any 4 year degree course
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

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BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 24675