Account Officer 1 (Mauban, Quezon)

BDO Unibank; Lucena; On-site; PHP 223,200 - 334,800; Full time

Job summary

BDO Unibank in Lucena seeks applicants for a position focused on achieving loan volume targets while ensuring profitability and good credit quality. Responsibilities include soliciting microfinance loans, analyzing loan applicant qualifications, initiating credit activities, and ensuring adherence to policies. Candidates should hold a 4-year degree, possess strong selling and customer service skills, and have experience in microfinance. Integrity and a willingness to work in the field are essential.

Qualifications

• Graduate of any 4-year degree course.
• Possesses good selling, communication, and customer service skills.
• Must have basic mathematical knowledge.
• Has high integrity.
• Preferably familiar with computer software including word processing and spreadsheets.
• Possesses fieldwork and sales experience in microfinance (advantage).
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer business needs.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with units related to processing and servicing of loan applications.
• Ensure adherence to the bank’s policies and procedures.
• Execute sales and/or marketing activities to achieve volume targets.
• Attend to inquiries and requirements of clients.
• Review and update customer loan files for credit processing.
• Perform other functions as assigned.

Skills

Selling skills

Communication skills

Customer service skills

Basic mathematical knowledge

Integrity

Fieldwork experience in microfinance

Familiarity with word processing and spreadsheets

Motorcycle driving

Education

Graduate of any 4-year degree course

Job description

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensure adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attend to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Perform other functions that may be assigned

Qualifications

• Graduate of any 4 year degree course
• Possesses good selling, communication and customer service skills
• Must have basic mathematical knowledge
• Has high integrity
• Preferably familiar with computer software including word processing and spreadsheets
• Possesses fieldwork and sales experience in microfinance (advantage)
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 25383