Account Officer 1 (Candelaria, Quezon)

BDO Unibank; Lucena; On-site; PHP 267,840 - 424,080; Full time

Job summary

BDO Unibank is seeking a motivated Microfinance Loan Officer to help achieve loan volume targets while maintaining profitability, credit quality, and customer service excellence. You will actively solicit loan accounts, assess applicants, and coordinate processing with various units to ensure timely loan booking.

The role emphasizes strong selling and communication skills, basic math, and integrity, with familiarity in Word and Excel.

Qualifications

• Graduate of any 4 year degree course.
• Strong selling, communication, and customer service skills.
• Basic mathematical knowledge.
• High integrity.
• Familiar with Word processing & spreadsheets.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Skills

Sales skills

Communication

Customer service

Integrity

Mathematics

Computer literacy

Education

Bachelor's degree in any field

Tools

Word processing

Spreadsheets

Job description

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This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Qualifications

• Graduate of any 4 year degree course
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

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BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 25875

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