Account Officer 1 (Cainta, Rizal)

BDO Unibank; Antipolo; On-site; PHP 279,000 - 390,600; Full time

Job summary

A prominent financial institution in the Philippines is looking for a dedicated individual to achieve loan volume targets while maintaining profitability and ensuring excellent customer service. Responsibilities include soliciting microfinance loan accounts, analyzing applicants' qualifications, and coordinating loan processing activities. The ideal candidate should possess a four-year degree, good selling and communication skills, and preferably have experience in sales within the microfinance sector. Knowledge of basic mathematics and integrity are essential for this role.

Qualifications

• Good selling, communication, and customer service skills.
• Basic mathematical knowledge is necessary.
• Fieldwork and sales experience in Microfinance is an advantage.

Responsibilities

• Solicit microfinance loan accounts to meet customer needs.
• Analyze qualifications of loan applicants.
• Initiates credit and collection activities.
• Coordinate processing of loan applications.
• Ensure adherence to bank policies.
• Execute sales and marketing activities.
• Attend to client inquiries.
• Review and update customer loan files.

Skills

Selling skills

Communication skills

Customer service skills

Basic mathematical knowledge

Integrity

Education

Graduate of any 4 year degree course

Tools

Word processing software

Spreadsheet software

Job description

Overview

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Qualifications

• Graduate of any 4 year degree course
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

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BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.

Requisition ID: 25693

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