Account Officer 1 (Real, Quezon)

BDO Unibank; Lucena; On-site; PHP 223,200 - 334,800; Full time

Job summary

BDO Unibank is seeking a qualified candidate for a position focused on achieving loan volume targets while ensuring sound credit quality and excellent customer service. The role involves soliciting microfinance loan accounts, analyzing applicants, and initiating credit activities. Ideal candidates should hold a 4-year degree and possess strong selling and communication skills along with integrity. Familiarity with software tools is beneficial. Fieldwork experience in microfinance is preferred, and the ability to drive a motorcycle is an advantage.

Qualifications

• Graduate of any 4-year degree course.
• Possesses strong selling, communication, and customer service skills.
• Basic mathematical knowledge is required.
• High integrity and fieldwork experience in microfinance is preferred.
• Familiarity with computer software including word processing and spreadsheets is advantageous.
• Preference for candidates who can drive a motorcycle.

Responsibilities

• Solicit microfinance loan accounts based on customer needs.
• Analyze loan applicants' qualifications to assess loan feasibility.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with other units for processing and servicing loan applications.
• Ensure adherence to bank policies and procedures.
• Execute sales and marketing activities to achieve volume targets.
• Attend to client inquiries and requirements.
• Review and maintain customer loan files and agreements.

Skills

Selling skills

Communication skills

Customer service skills

Education

Any 4-year degree

Tools

Word processing software

Spreadsheets

Job description

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Qualifications

• Graduate of any 4 year degree course
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.

Requisition ID: 25375