Account Officer 1 Cuenca Batangas

BDO Unibank; Batangas City; On-site; PHP 240,000 - 360,000; Full time

Job summary

BDO Unibank in Batangas City is seeking a Microfinance Loan Officer to achieve loan targets while maintaining profitability and good credit quality. The role emphasizes soliciting microfinance accounts, assessing applicants, and delivering strong customer service.

The position requires a 4-year degree, solid selling and communication skills, basic math, and integrity. Familiarity with MS Word/Excel and fieldwork in microfinance are beneficial; motorcycle driving is preferred.

Qualifications

• Graduate of any 4 year degree course.
• Good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Familiar with computer software including word processing & spreadsheets.
• Fieldwork and sales experience on Microfinance is an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiates credit and collection activities to ensure credit quality of accounts.
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Ensures adherence to the bank’s policies and procedures.
• Execute sales and/or marketing activities that will achieve volume targets.
• Attends to inquiries and other requirements of the clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her.

Skills

Selling

Communication

Customer Service

Mathematics

Integrity

Motorcycle Driving

Education

4-year degree

Tools

MS Word

MS Excel

Job description

Job Description:

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Qualifications

• Graduate of any 4 year degree course
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 27719