Account Officer (Imus, Cavite)

BDO Unibank, Inc.; Imus; Presencial; PHP 167.000 - 246.000; Jornada completa

Descripción de la vacante

BDO Unibank, Inc. is seeking a Microfinance Loan Officer in Cavite to help achieve loan targets while maintaining profitability and sound credit quality.

You will deliver excellent customer service to clients in Imus and surrounding areas. The role emphasizes actively soliciting microfinance loan accounts, evaluating applicants, initiating credit and collection actions, coordinating with internal units, and ensuring compliance with bank policies.

Formación

• Graduate of a 4-year degree program.
• Strong selling, communication and customer service skills.
• Basic mathematical knowledge.
• High integrity.
• Familiarity with word processing and spreadsheet software is preferred.
• Experience in microfinance fieldwork and sales is an advantage.
• Motorcycle driving is preferred.

Responsabilidades

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiates credit and collection activities to ensure credit quality of accounts.
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Ensures adherence to the bank’s policies and procedures.
• Execute sales and/or marketing activities that will achieve volume targets.
• Attends to inquiries and other requirements of the clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Conocimientos

Sales ability

Communication skills

Customer service

Mathematical knowledge

Integrity

Motorcycle driving

Educación

Bachelor’s degree (4-year)

Herramientas

Word processing software

Spreadsheets (Excel)

Descripción del empleo

Job Summary:

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Qualifications:

• Graduate of any 4 year degree course
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 27613