Account Officer 1 Rosario Cavite

BDO Unibank, Inc.; Cavite City; Sur place; PHP 223 000 - 335 000; Plein temps

Résumé du poste

BDO Unibank, Inc. is seeking a Loan Officer to drive microfinance loan growth while maintaining profitability and solid credit quality. You will solicit loan accounts, assess applications, and coordinate processing with various units to ensure timely loan bookings.

The role requires strong selling, communication, and customer service skills, basic math, integrity, and preferably MS Office proficiency. Fieldwork and microfinance sales experience are advantages; motorcycle driving is a plus.

Qualifications

• Graduate of any 4 year degree course.
• Good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Familiar with word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsabilités

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiates credit and collection activities to ensure credit quality of accounts.
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Ensures adherence to the bank’s policies and procedures.
• Execute sales and/or marketing activities that will achieve volume targets.
• Attends to inquiries and other requirements of the clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Connaissances

Selling

Communication

Customer service

Math basics

Integrity

MS Office

Microfinance sales

Motorcycle license

Formation

4-year degree

Outils

MS Word

MS Excel

Description du poste

Job Description:

Job Summary:

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Qualifications:

• Graduate of any 4 year degree course
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

#LI-EM1

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 22571