Account Officer 1

BDO Unibank, Inc.; Urdaneta; On-site; PHP 220,000 - 420,000; Full time

Job summary

BDO Unibank, Inc. in the Philippines is seeking an Account Officer for Micro, Small and Medium Enterprises who will drive loan growth while upholding quality credit and strong client service.

You will actively solicit MSME loan accounts, assess qualifications, initiate credit and collection actions, and coordinate with internal units to ensure efficient loan processing and booking.

Qualifications

• Graduate of any four-year or five-year degree program.
• Strong selling, communication, and customer service skills.
• Basic mathematical knowledge.
• Familiar with word processing and spreadsheets.
• Fieldwork and sales experience in microfinance is an advantage.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers and units related to processing and servicing loan applications.
• Review and update customer loan files to ensure adequacy for processing and booking.
• Execute sales and/or marketing activities to achieve volume targets.

Skills

Selling skills

Communication

Customer service

Mathematics

Computer literacy

Education

Bachelor's degree

Job description

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The Account Officer for Micro,Smalland Medium Enterprisesis responsible forachieving loan volume targets whilemaintainingprofitability, sound credit quality, and good customer service.

Key Responsibilities:

• Activelysolicitmicrofinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications todeterminefeasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course /Bachelor's DegreeHolder
• Possesses good selling,communicationand customer service skills.
• Musthave basic mathematical knowledge.
• Preferably familiar with computer software including word processing& spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.