Account Officer 1

BDO Unibank; Dapitan; On-site; PHP 360,000 - 540,000; Full time

Job summary

BDO Network Bank, the community bank subsidiary of BDO Unibank, seeks an Account Officer for Micro, Small and Medium Enterprises to achieve loan targets while maintaining profitability, credit quality and customer service. The role involves soliciting microfinance loan accounts, evaluating applicants, and coordinating loan processing with relevant units.

The ideal candidate holds a four- or five-year degree, possesses strong selling and communication skills, basic math knowledge, and familiarity

Qualifications

• Bachelor's degree required.
• Strong selling, communication, and customer service skills.
• Basic mathematical knowledge.
• Familiar with word processing and spreadsheets.
• Fieldwork and microfinance sales experience preferred.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers and units related to processing and servicing of loan applications.
• Review loan files and agreements to ensure adequacy for processing and booking.
• Execute sales and marketing activities to achieve volume targets.

Skills

Selling

Communication

Customer service

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

Select how often (in days) to receive an alert:

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

Actively solicit microfinance loanaccounts to meet the business needs of the customer

Analyze overall loan applicant’s qualifications to determine feasibility of granting loans

Initiate credit and collection activities to ensure credit quality of accounts

Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients

Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking

Execute sales and/or marketing activitiesthat will achieve volume targets

Qualifications:

Graduate of any four-year or five-year degree course / Bachelor's Degree Holder

Possesses good selling, communication and customer service skills.

Must have basic mathematical knowledge.

Preferably familiar with computer software including word processing & spreadsheets.

With fieldwork and sales experience on Microfinance, an advantage.

The BDO, BDO Unibank, and other BDO-related trademarks are owned by BDO Unibank, Inc. BDO Unibank Inc. ® All Rights Reserved.