Account Officer 1

BDO Unibank; Cabanatuan; On-site; PHP 260,000 - 420,000; Full time

Job summary

BDO Network Bank invites applications for an Account Officer role focused on Micro, Small and Medium Enterprises in the Nueva Ecija/Cabanatuan area. You will drive loan volume targets while maintaining profitability, credit quality, and strong customer service.

You will actively solicit microfinance loan accounts, assess qualifications, initiate credit and collection actions, and coordinate with other units to process loan applications.

Qualifications

• Graduate of any four-year or five-year degree course /Bachelor's DegreeHolder
• Possesses good selling,communicationand customer service skills.
• Musthave basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• The BDO, BDO Unibank, and other BDO-related trademarks are owned by BDO Unibank, Inc. BDO Unibank Inc. All Rights Reserved.

Responsibilities

• Actively solicitmicrofinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant's qualifications todeterminefeasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Skills

selling

communication

customer service

Education

Bachelor's Degree

Job description

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BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and theirdreams.

Job Summary

The Account Officer for Micro,Smalland Medium Enterprisesis responsible forachieving loan volume targets whilemaintainingprofitability, sound credit quality, and good customer service.

Key Responsibilities:

Activelysolicitmicrofinance loan accounts to meet the business needs of the customer

Analyze overall loan applicant's qualifications todeterminefeasibility of granting loans

Initiate credit and collection activities to ensure credit quality of accounts

Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients

Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking

Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

Graduate of any four-year or five-year degree course /Bachelor's DegreeHolder

Possesses good selling,communicationand customer service skills.

Musthave basic mathematical knowledge.

Preferably familiar with computer software including word processing& spreadsheets.

With fieldwork and sales experience on Microfinance, an advantage.

The BDO, BDO Unibank, and other BDO-related trademarks are owned by BDO Unibank, Inc. BDO Unibank Inc. All Rights Reserved.