Account Officer 1

BDO Unibank; Tabaco; On-site; PHP 279,000 - 502,000; Full time

Job summary

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises in Tabaco, Albay. The role focuses on achieving loan targets while sustaining profitability, credit quality, and excellent customer service.

You will actively solicit microfinance loan accounts through field visits, assess applicants, initiate credit/collection actions, and coordinate with multiple units to process and service loans. Strong sales, communication, and fieldwork experience are highly valued.

Qualifications

• Graduate of any four-year or five-year degree course.
• Good selling, communication and customer service skills.
• Willing to do field work on an almost daily basis.
• Basic mathematical knowledge.
• Familiar with word processing & spreadsheets.

Responsibilities

• Actively solicit microfinance loan accounts by field visits to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers/units related to processing and servicing loan applications.
• Review and update customer loan files/agreements for credit processing and booking.
• Execute sales/marketing activities to achieve volume targets.

Skills

Selling skills

Communication

Customer service

Fieldwork

Mathematical knowledge

Motorcycle driving

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

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BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must be amenable to doing field work / working on the field on an almost daily basis
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 30203

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