Account Officer 1

BDO Unibank; Quezon City; Sur place; PHP 240 000 - 360 000; Plein temps

Résumé du poste

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises under BDO Network Bank. You will be responsible for achieving loan volume targets while maintaining profitability and sound credit quality, and delivering excellent customer service.

The role involves soliciting microfinance loan accounts, evaluating applicants, initiating credit and collection activities, coordinating with other units, and driving sales initiatives to meet targets.

Qualifications

• Graduate of any four-year or five-year degree course or Bachelor's degree.
• Strong selling, communication and customer service skills.
• Basic mathematical knowledge.
• Familiar with word processing and spreadsheet software.
• Fieldwork and sales experience in microfinance is an advantage.
• Driving a motorcycle is preferred.

Responsabilités

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Connaissances

Selling skills

Communication

Customer service

Math knowledge

Fieldwork microfinance

Motorcycle driving

Formation

Bachelor's degree / four- or five-year degree

Outils

Word processing

Spreadsheets

Description du poste

Job Description:

About BDO Network Bank

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelors Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.