Account Officer 1 Tanay Rizal

BDO Unibank; Antipolo; On-site; PHP 300,000 - 420,000; Full time

Job summary

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan volumes while ensuring profitability and quality. You will engage with clients on field visits, assess loan viability, and coordinate with teams to process applications and maintain high service standards.

The role requires daily field work, a four- or five-year degree, and strong selling and communication skills, with preference for those who can ride a motorcycle.

Qualifications

• Graduate with a four- or five-year degree.
• Strong selling, communication and customer service.
• Willingness to do field work on a daily basis.
• Basic math and analytical skills.
• Familiarity with word processing and spreadsheets.
• Field/sales experience in Microfinance is a plus.
• Motorcycle driving ability preferred.

Responsibilities

• Solicit microfinance loan accounts via field visits.
• Analyze loan applicants to assess feasibility.
• Initiate credit and collection activities to safeguard quality.
• Coordinate processing/servicing with other units.
• Review loan files and documents for accuracy.
• Execute sales and marketing activities to meet targets.

Skills

Sales skills

Customer service

Communication

Field work

Mathematical knowledge

Computer skills

Driving motorcycle

Education

Bachelor's Degree

Job description

Job Description:

About BDO Network Bank

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must be amenable to doing field work / working on the field on an almost daily basis
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 30325