account officer

BDO Unibank; Dasmariñas; On-site; PHP 300,000 - 480,000; Full time

Benefits offered by this job

None

Job summary

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises to meet loan targets while maintaining profitability and sound credit quality. The role involves field visits, assessing applicants, initiating credits and collections, coordinating with loan teams, and updating files to ensure proper processing and booking.

Strong selling, communication, and customer service skills are essential, along with willingness to work on-site and in the field almost daily.

Qualifications

• Graduate of any four-year or five-year degree course.
• Good selling, communication and customer service skills.
• Willing to do field work / working on the field almost daily.
• Basic mathematical knowledge.
• Familiar with word processing & spreadsheets.
• Fieldwork and sales experience in Microfinance is an advantage.
• Preferably able to drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts by field visits.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure quality.
• Coordinate with officers/units related to processing and servicing loans.
• Review and update customer loan files and loan agreements for credit processing.
• Execute sales and marketing activities to achieve volume targets.

Skills

Selling skills

Communication skills

Customer service skills

Education

Four-year or five-year degree

Tools

Basic computer skills

Job description

Job Description:

About BDO Network Bank

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro,Smalland Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelors Degree Holder
• Possesses good selling, communication and customer service skills.
• Must be amenable to doing field work / working on the field on an almost daily basis
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

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BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.