Account Officer 1

BDO Unibank; Philippines; On-site; PHP 300,000 - 420,000; Full time

Benefits offered by this job

None

Job summary

BDO Network Bank, the community bank arm of BDO Unibank, seeks an Account Officer for Micro, Small and Medium Enterprises. You will actively solicit MS-ME loan accounts, analyze applicants and coordinate processing to ensure timely loan booking.

The role emphasizes achieving loan volume targets, maintaining profitability and sound credit quality, while delivering excellent customer service and liaising with other units.

Qualifications

• Graduate of any four-year or five-year degree course.
• Good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably able to drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze overall loan applicant qualifications to assess feasibility of loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers/units related to processing and servicing loan applications.
• Review and update customer loan files and loan agreements for credit processing.
• Execute sales and marketing activities to achieve volume targets.

Skills

Selling skills

Communication skills

Customer service

Mathematical knowledge

Education

Bachelor's degree

Tools

MS Word

MS Excel

Job description

Job Description

About BDO Network Bank

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.