Account Officer

BDO Unibank; Valencia; On-site; PHP 279,000 - 446,400; Full time

Job summary

A community bank in Valencia, Philippines is seeking an Account Officer for Micro, Small, and Medium Enterprises. The successful candidate will achieve loan volume targets while ensuring profitability and maintaining good customer service. Responsibilities include soliciting loans, analyzing applicant qualifications, and executing marketing activities. A Bachelor's Degree is required along with strong selling and communication skills. Familiarity with word processing and spreadsheets is preferred. Fieldwork and sales experience in Microfinance is an advantage.

Qualifications

• Graduate of any four-year or five-year degree course.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.

Responsibilities

• Actively solicit microfinance loan accounts to meet business needs.
• Analyze overall loan applicant’s qualifications for granting loans.
• Initiate credit activities for credit quality of accounts.

Skills

Selling skills

Communication skills

Customer service skills

Mathematical knowledge

Education

Bachelor's Degree

Tools

Word processing software

Spreadsheets

Job description

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor’s Degree holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle