Account Officer 1

BDO Unibank; Olongapo; On-site; PHP 320,000 - 520,000; Full time

Job summary

BDO Unibank, through its microfinance arm, seeks an Account Officer to drive loan volume for MSMEs while maintaining profitability and strong credit quality. The role emphasizes active client acquisition, loan analysis, and coordinated processing with related units.

The candidate should have a four- or five-year degree, solid selling and communication skills, basic math, and familiarity with word processing and spreadsheets; field sales in microfinance and motorcycle driving are advantageous.

Qualifications

• Graduate of a four-year or five-year degree course.
• Has good selling, communication and customer service skills.
• Basic mathematical knowledge.
• Familiar with word processing and spreadsheets.
• Fieldwork and sales experience in microfinance is an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet business needs of customers.
• Analyze loan applicants' qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers/units related to processing and servicing loan applications.
• Review and update customer loan files and loan agreements for credit processing.
• Execute sales and marketing activities to achieve volume targets.

Skills

Selling skills

Communication

Customer service

Mathematical knowledge

Education

Bachelor's degree or higher

Tools

Word processing

Spreadsheets

Basic computer literacy

Job description

Job Description:

About BDO Network Bank

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelors Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.

Requisition ID: 29019