Account Officer 1

BDO Unibank; Quezon City; On-site; PHP 279,000 - 390,600; Full time

Job summary

A leading banking institution in Quezon City seeks an Account Officer for Micro, Small and Medium Enterprises. Responsibilities include achieving loan volume targets, analyzing loan qualifications, and ensuring credit quality. Candidates should possess a Bachelor's degree, selling and communication skills, and ideally have experience in Microfinance. Knowledge of computer software is preferred, and the ability to drive a motorcycle is advantageous.

Qualifications

• Graduate of any four-year or five-year degree course.
• Must have strong selling and communication abilities.
• Experience in Microfinance is an advantage.

Responsibilities

• Solicit microfinance loan accounts to meet targets.
• Analyze loan applicants' qualifications.
• Coordinate processing and servicing of loans.

Skills

Selling skills

Communication skills

Customer service skills

Basic mathematical knowledge

Familiarity with computer software

Education

Bachelor's Degree

Job description

Quezon City, National Capital Region, PH

Business Unit: BDO Network Bank, Inc.

Department:

About BDO Network Bank

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.

Requisition ID: 27590