Account Officer 1

BDO Unibank; Legazpi; On-site; PHP 279,000 - 391,000; Full time

Job summary

BDO Unibank seeks a results-driven professional to achieve loan volume targets while maintaining profitability, sound credit quality, and excellent customer service in the Legazpi area.

The role focuses on microfinance loan accounts, loan processing coordination, and active sales activities to meet business needs, with adherence to bank policies.

Candidates with a 4-year degree, strong communication skills, and basic math knowledge are invited to apply.

Qualifications

• Graduate of any 4 year degree course.
• Good selling, communication and customer service skills.
• Basic mathematical knowledge.
• High integrity.
• Familiar with computer software including word processing & spreadsheets.
• Fieldwork and sales experience in Microfinance is an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet business needs.
• Analyze overall loan applicants to determine feasibility of granting loans.
• Initiates credit and collection activities to ensure credit quality.
• Coordinate with officers and units related to processing and servicing loan applications.
• Ensure adherence to bank policies and procedures.
• Execute sales and marketing activities to achieve volume targets.
• Attend to inquiries and requirements of clients.
• Review loan files and agreements for credit processing and booking.
• Perform other functions as assigned.

Skills

Selling skills

Communication

Customer service

Mathematics

Integrity

MS Office

Fieldwork experience

Motorcycle driving

Education

4-year degree

Tools

Word processing & spreadsheets

Job description

Job Description

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Qualifications

• Graduate of any 4 year degree course
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.

Requisition ID: 27234