Account Officer 1

BDO Unibank; Baguio; On-site; PHP 201,000 - 268,000; Full time

Job summary

BDO Unibank in Baguio City seeks a Microfinance Loan Officer to achieve loan targets while maintaining profitability, sound credit quality, and excellent customer service.

You will actively solicit microfinance loan accounts, assess applicant qualifications, initiate credit and collection activities, coordinate with officers and units, and ensure policy compliance. Basic math and strong selling, communication, and customer service skills are required.

Qualifications

• Graduate of a 4-year degree program.
• Good selling, communication and customer service skills.
• Basic mathematical knowledge.
• High integrity.
• Familiar with word processing & spreadsheets.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs
• Analyze loan applicants to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality
• Coordinates with officers and units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and marketing activities to achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files and loan agreements to ensure adequacy for processing and booking
• Perform other functions that may be assigned to him/her

Skills

Selling skills

Communication

Customer service

Basic math

Integrity

Word processing & spreadsheets

Microfinance experience (advantage)

Motorcycle driving

Education

4-year degree

Job description

Job Description:

Job Summary:

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant's qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Qualifications:

• Graduate of any 4 year degree course
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.
• Willing to be assigned in: Baguio City

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 21390