Account Officer 1

BDO Unibank, Inc.; Imus; On-site; PHP 300,000 - 540,000; Full time

Job summary

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises. The role focuses on achieving loan volume targets while maintaining profitability, sound credit quality, and excellent customer service.

You will actively solicit microfinance loan accounts through field visits, analyze applicant qualifications, initiate credit and collection activities, coordinate processing, update loan files, and drive sales efforts to meet targets.

Qualifications

• Graduate of any four-year or five-year degree course.
• Good selling, communication and customer service skills.
• Amenable to doing field work / working on the field on an almost daily basis
• Must have basic mathematical knowledge.
• Familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Skills

Field work

Sales

Communication

Customer service

Mathematical knowledge

MS Word & Excel

Motorcycle driving

Education

Bachelor's degree

Job description

Job Description:

About BDO Network Bank

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer


• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans


• Initiate credit and collection activities to ensure credit quality of accounts


• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients


• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking


• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder


• Possesses good selling, communication and customer service skills.


• Must be amenable to doing field work / working on the field on an almost daily basis


• Must have basic mathematical knowledge.


• Preferably familiar with computer software including word processing & spreadsheets .


• With fieldwork and sales experience on Microfinance, an advantage.


• Preferably can drive a motorcycle