Account Officer 1

BDO Unibank; Iloilo; Hybrid; PHP 223,000 - 391,000; Full time

Job summary

BDO Unibank, Inc. is seeking an Account Officer for Micro, Small and Medium Enterprises to meet loan targets while ensuring profitability, credit quality and strong customer service.

Responsibilities include actively soliciting microfinance loans, assessing applicants, initiating credit and collection actions, and coordinating processing with other units. Requirements include a four- or five-year degree, solid selling and communication skills, basic math, and computer literacy (Word/Excel);

Qualifications

• Graduate of a four-year or five-year degree program.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Familiar withWord and Excel or similar software.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze applicants' qualifications to determine loan feasibility.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers/units related to processing and servicing of loan applications.
• Review and update customer loan files and loan agreements for credit processing and booking.
• Execute sales/marketing activities to achieve volume targets.

Skills

Selling skills

Communication skills

Customer service

Mathematical knowledge

Computer literacy

Education

Bachelor's degree

Tools

MS Word

MS Excel

Job description

Select how often (in days) to receive an alert:

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro,Smalland Medium Enterprisesis responsible forachieving loan volume targets whilemaintainingprofitability, sound credit quality, and good customer service.

Key Responsibilities:

• Activelysolicitmicrofinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications todeterminefeasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course /Bachelor's DegreeHolder
• Possesses good selling,communicationand customer service skills.
• Musthave basic mathematical knowledge.
• Preferably familiar with computer software including word processing& spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.

The BDO, BDO Unibank, and other BDO-related trademarks are owned by BDO Unibank, Inc. BDO Unibank Inc. ® All Rights Reserved.