Account Officer 1

BDO Unibank, Inc.; Cabanatuan; On-site; PHP 300,000 - 540,000; Full time

Job summary

BDO Unibank, Inc. in the Philippines seeks an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability and sound credit quality.

You will actively solicit MSME loan accounts, analyze applicants, and coordinate with units to service loans in a customer-focused environment. The role requires strong selling and communication skills, basic math, integrity, and familiarity with MS Office.

Qualifications

• Graduate of any four-year or five-year degree course.
• Good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Ensure adherence to the bank’s policies and procedures.
• Execute sales and/or marketing activities that will achieve volume targets.
• Attend to inquiries and other requirements of the clients.

Skills

Sales

Communication

Customer service

Math

Integrity

Education

Bachelor's degree

Tools

Microsoft Office

Job description

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Duties and Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Ensure adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attend to inquiries and other requirements of the clients

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 25760

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