Account Officer 1

BDO Unibank, Inc.; Naga; On-site; PHP 240,000 - 420,000; Full time

Job summary

BDO Unibank, Inc. is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan volumes while maintaining profitability and sound credit quality. The role emphasizes client service, sales activity, and collaboration with processing teams to ensure timely loan approvals.

The ideal candidate holds a four- or five-year degree with strong selling, communication, and numerical skills, plus fieldwork or microfinance exposure. Tayum Abra assignment is possible.

Qualifications

• Bachelor's degree in any four- or five-year course.
• Good selling, communication and customer service skills.
• Basic mathematical knowledge.
• Familiar with word processing and spreadsheets.
• Fieldwork and sales experience in microfinance is an advantage.
• Willing to be assigned in Tayum Abra.
• Can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Skills

Sales skills

Communication

Customer service

Mathematical ability

Fieldwork experience

Motorcycle driving

Education

Bachelor's degree

Tools

MS Office (Word/Excel)

Job description

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle
• Willing to be assigned in Tayum Abra

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.