Account Officer 1

BDO Unibank, Inc.; Antipolo; On-site; PHP 201,000 - 312,000; Full time

Job summary

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises (MSME) in Antipolo to drive loan growth while ensuring profitability and sound credit quality. You will actively solicit microfinance loans, evaluate applicants, initiate credit actions, and coordinate processing with relevant units to service loan clients.

Applicants should hold a four- or five-year degree, possess strong selling and communication skills, and have basic math knowledge; familiarity with MS

Qualifications

• Graduates with 4- or 5-year degree.
• Good selling, communication and customer service skills.
• Basic mathematical knowledge.
• Familiar with word processing and spreadsheets.
• Fieldwork and sales experience in microfinance is an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with concerned officers and units in processing and servicing loan applications.
• Review and update customer loan files and loan agreements for credit processing and booking.
• Execute sales and/or marketing activities to achieve loan volume targets.

Skills

Selling skills

Communication

Customer service

Basic mathematics

Word processing

Spreadsheets

Fieldwork in microfinance

Motorcycle driving

Education

Bachelor's degree (4- or 5-year)

Tools

Word processing

Spreadsheets

Job description

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and theirdreams.

Job Summary

The Account Officer for Micro,Smalland Medium Enterprisesis responsible forachieving loan volume targets whilemaintainingprofitability, sound credit quality, and good customer service.

Key Responsibilities:

• Activelysolicitmicrofinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications todeterminefeasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course /Bachelor's DegreeHolder
• Possesses good selling,communicationand customer service skills.
• Musthave basic mathematical knowledge.
• Preferably familiar with computer software including word processing& spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 31057 The BDO, BDO Unibank, and other BDO-related trademarks are owned by BDO Unibank, Inc. BDO Unibank Inc. ® All Rights Reserved.