Account Officer

LIGHT Microfinance, Inc.; Baliwag; On-site; PHP 180,000 - 260,000; Full time

Job summary

LIGHT Microfinance, Inc. in Baliuag, Bulacan is hiring an Account Officer to implement financial and non-financial programs by organizing Partner-Clients and equipping microentrepreneurs in the community.

The role includes evaluating loans, processing loan documents, and monitoring Partner-Clients’ loan payments, with emphasis on timely collections and accurate weekly records.

Qualifications

• Senior high school graduate or higher.
• Graduate of any 2-year or 4-year course is acceptable.
• Willingness to do field work and serve the poor.
• Experience in credit/collection is an advantage but not required.
• People-oriented with good communication and customer service skills.
• Willing to travel to areas of operation.

Responsibilities

• Organizes Partner Clients and promotes LIGHT Microfinance Inc. programs.
• Facilitates loan processing, documentation, utilization checks, and loan monitoring.
• Ensures recording of loan payments and achieves weekly collections.

Skills

Field work

Strong communication

Customer service

People-oriented

Travel readiness

Education

Senior high school graduate

Graduate of 2-year/4-year course

Job description

ACCOUNT OFFICER

Assignment: LIGHT MFI Branch (Baliuag, Bulacan)

JOB SUMMARY

The Account Officer will be responsible for the implementation of the organization’s financial and non-financial programs and services in his/her area of assignment, through organizing Partner-Clients and equipping microentrepreneurs in the community. He/she will also be in-charge of evaluating loans, processing of loan documents, and monitoring and recording of Partner-Clients’ loan payments.

RESPONSIBILITIES

1. Organizing of Partner Clients

• Promotes LIGHT Microfinance Inc. program in coordination with LGU's and like-minded institution in the area.
• Identifies potential partner clients in the designated area.
• Conducts orientation session to prospective partner clients.

2. Loan Facilitation, Collection and Control

• Accomplished loan applications of Partner Clients.
• Prepares loan documents.
• Conducts loan utilization check after loan disbursement.
• Conducts loan monitoring.
• Records loan payment and capital build-up during weekly meetings.
• Ensure 100% collection of weekly payments.

3. Cluster Management

• Guides cluster leader in performing their role during cluster meetings.
• Facilitates resolution of cluster problems such as loan delinquencies and conflict among members and leaders.
• Facilitates transformation inputs, focusing on the holistic development of Partner Clients.

QUALIFICATIONS

• Junior High School or Senior High School Graduate.

• Graduate of any 4 or 2-year course.

• Willing to do field work and has the compassion to serve the poor.

• Has work experience in credit and collection management is an advantage but not required.

• People-oriented with good communication skills, and customer service driven.

• Willing to travel and be assigned in any areas of our operations.