Account Officer 1 (Butuan City)

BDO Unibank; Butuan; On-site; PHP 268,000 - 402,000; Full time

Job summary

BDO Unibank in the Philippines seeks a dedicated loan officer to achieve microfinance loan volume targets while maintaining profitability and sound credit quality, and delivering excellent customer service.

The role involves soliciting microfinance loan accounts, assessing applicants, initiating credit and collection activities, coordinating processing with units, and ensuring compliance with bank policies.

Qualifications

• Graduate of any 4 year degree course.
• Strong selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• High integrity.
• Familiar with MS Word & Excel.
• Fieldwork and sales experience in Microfinance is an advantage.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to maintain loan quality.
• Coordinate with officers and units for processing and servicing of loan applications.
• Ensure adherence to bank policies and procedures.
• Execute sales and marketing activities to achieve volume targets.
• Attend to client inquiries and requirements.
• Review and update loan files and agreements for credit processing and booking.
• Perform other functions as assigned.

Skills

Sales skills

Communication

Customer service

Numerical ability

Integrity

MS Office

Education

Bachelor's degree or 4-year course

Tools

Word processing

Spreadsheets

Job description

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer


• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans


• Initiates credit and collection activities to ensure credit quality of accounts


• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients


• Ensures adherence to the bank’s policies and procedures


• Execute sales and/or marketing activities that will achieve volume targets


• Attends to inquiries and other requirements of the clients


• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.


• Perform other functions that may be assigned to him/her

Qualifications

• Graduate of any 4 year degree course


• Possesses good selling, communication and customer service skills.


• Must have basic mathematical knowledge.


• With high integrity.


• Preferably familiar with computer software including word processing & spreadsheets.


• With fieldwork and sales experience on Microfinance, an advantage.