Account Officer 1 (Cabadbaran, Caraga)

BDO Unibank; Cabadbaran; On-site; PHP 180,000 - 300,000; Full time

Job summary

BDO Unibank is seeking a candidate to achieve loan volume targets while maintaining profitability and sound credit quality. You will actively solicit microfinance loan accounts, analyze applicants, initiate credit and collection activities, and coordinate with officers/units for processing and servicing of loan applications and clients.

The role requires a 4-year degree, strong selling, communication and customer service skills, basic math, and integrity.

Qualifications

• Graduate of any 4 year degree course.
• Good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Skills

Sales

Communication

Customer service

Basic math

Integrity

MS Excel

Word processing

Education

Bachelor's degree

Tools

MS Word

Excel

Job description

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer


• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans


• Initiates credit and collection activities to ensure credit quality of accounts


• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients


• Ensures adherence to the bank’s policies and procedures


• Execute sales and/or marketing activities that will achieve volume targets


• Attends to inquiries and other requirements of the clients


• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.


• Perform other functions that may be assigned to him/her

Qualifications

• Graduate of any 4 year degree course


• Possesses good selling, communication and customer service skills.


• Must have basic mathematical knowledge.


• With high integrity.


• Preferably familiar with computer software including word processing & spreadsheets.


• With fieldwork and sales experience on Microfinance, an advantage.