Actuary

Lemonade; Netherlands; Remote; EUR 90,000 - 120,000; Full time

Job summary

Lemonade in Amsterdam is seeking an experienced Actuary to drive reserving and Solvency II work, while building AI-powered, scalable workflows for Europe expansion.

You will own regulatory submissions, contribute to financial reporting, and translate complex data into actionable insights for management. English proficiency and a willingness to work in an office environment are essential as the role collaborates across teams.

Qualifications

• 4+ years of non-life actuarial experience.
• Master's degree in Actuarial Science, Econometrics, or related field.
• Hands-on experience with reserving and Solvency II calculations.
• Familiarity with data science tools like Python or R and AI/automation.
• Experience in financial reporting for regulated insurers.

Responsibilities

• Own reserving processes and Solvency II calculations for regulatory submissions.
• Contribute to financial reporting deliverables (SFCR, RSR, ORSA, QRTs).
• Build and refine AI-driven workflows to speed up actuarial work.
• Identify trends in data and communicate insights to inform decisions.
• Raise the bar on actuarial compliance as Lemonade expands in Europe.

Skills

Actuarial analysis

Data interpretation

Communication skills

English proficiency

Reserving calculations

Education

Master's degree in Actuarial Science

Master's degree in Econometrics

Tools

Python

R

Job description

We're looking for an Actuary to help us reinvent how actuarial work gets done — with AI, automation, and a genuine drive to find smarter ways forward. Based in Amsterdam, you'll sit at the intersection of finance and insurance, owning core reserving and regulatory work while actively building the faster, leaner workflows that will carry Lemonade's European expansion.

We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work.

Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools.

In this role you'll

• Own reserving processes and Solvency II calculations, ensuring accuracy and timeliness across all regulatory submissions
• Contribute to key financial reporting deliverables — including SFCR, RSR, ORSA, and QRTs — working closely with the wider team to meet regulatory deadlines
• Build and refine AI-driven workflows that make traditional actuarial work faster, leaner, and more scalable
• Identify trends in data, translate them into clear insights, and communicate findings that inform real business decisions
• Continuously raise the bar on actuarial compliance and professional standards as Lemonade grows across Europe

What you'll need

• 4+ years of non-life actuarial experience, ideally with a focus on personal lines
• A Master's degree in Actuarial Science, Econometrics, or a related field
• Hands-on experience with reserving and Solvency II capital requirement calculations
• Familiarity with data science tools like Python or R, and a genuine comfort working alongside AI and automation
• Experience in financial reporting for regulated insurers
• The ability to take complex results and communicate them clearly to management and stakeholders
• Excellent written and verbal English — this is a must
• Ready to work in an office environment most days of the week