Business Management jobs in Malaysia

Job Responsibilities:

• Screen and process the SME and Non-SME loan applications and to ensure the Credit Evaluation’s process, searches, policies and guidelines are complied with.
• Conduct credit underwriting assessment and able to identify potential credit risk.
• Ensure sound credit approval quality through the identification of potential problem accounts for close monitoring and early remediation during the periodic review.
• Assist in the implementation of new/changes in credit policy/ new business initiatives.
• Conduct evaluation based on detailed analysis and provide with recommendations based on credit underwriting standards and policies.
• Provide feedback on the gaps/opportunities in credit underwriting policy.
• Ensure timely completion of credit evaluation and assist business units in suggesting risk-mitigating terms during the evaluation of credit proposals.
• Assist in initiatives to streamline end-to-end credit processes.
• Perform timely periodic review which includes line management and early warning detection to help ensure the performance of existing accounts are being actively monitored.
• Contribute to the preparation of credit management committee meeting.
• Maintain market awareness and be vigilant of trends affecting existing and future credit exposures.
• Work with Business Unit to define, review and enhance Target Market and Risk Acceptance Criteria.
• Undertake ad-hoc tasks/ projects as may be required from time to time.
• Able to address the key concern on ESG related issues.
• To be involved in end-to end development and management of bank corporate lending division.

Key Result Areas:

• Perform timely credit assessment and provide recommendations of applications accordingly for new and periodic account review
• Provide feedback on the gaps/opportunities in credit underwriting policy.
• Support in managing delinquency of a portfolio via early warning and/or periodic review.

Requirements:

• Minimum 3-5 years of experience in credit assessment or front-line covering commercial credits.
• Bachelor’s degree in Finance, Business Administration, Business Management, Accounting, or related field.
• Professional certification such as AICB CCR, CCE, CCP or equivalent certification is highly desired.
• Able to work under pressure with tight turnaround time.
• Swift in undertaking other credit-related matters apart from the typical credit assessment/ tasks.
• Possess strong analytical, writing and interpersonal skills.