Strategic Mortgage Credit Analyst

HLB; Kuala Lumpur; On-site; MYR 65,000 - 105,000; Full time

Job summary

Hong Leong Bank in Kuala Lumpur is seeking a Mortgage Credit Analyst to evaluate, recommend and approve mortgage applications. You will assess applicants’ financial status, creditworthiness and risk to determine suitable credit terms, while ensuring timely processing and fraud detection.

The role requires a degree in Banking, Economics, Finance, Accounting or Business Studies, and Malaysian citizenship. You will work within a team focused on risk management and customer service excellence across

Qualifications

• Malaysian citizen.
• Bachelor’s Degree in Banking, Economics, Finance, Accountancy, Business Studies or equivalent.

Responsibilities

• Perform credit evaluation, recommendations and approval for Mortgage applications.
• Evaluate and recommend loans for approval beyond discretionary power.
• Evaluate applicant’s financial status, credit worthiness and risk before providing credit terms.
• Ensure mortgage applications are processed within internal turnaround time.
• Detect fraudulent applications, tampered/suspicious documents and ensure timely fraud escalation to the Fraud Management Unit.

Skills

Credit assessment

Financial analysis

Risk assessment

Education

Bachelor’s Degree in Banking, Economics, Finance, Accountancy, Business Studies or equivalent

Job description

Hong Leong Bank in Kuala Lumpur is seeking a Mortgage Credit Analyst to evaluate, recommend and approve mortgage applications. You will assess applicants’ financial status, creditworthiness and risk to determine suitable credit terms, while ensuring timely processing and fraud detection.

The role requires a degree in Banking, Economics, Finance, Accounting or Business Studies, and Malaysian citizenship. You will work within a team focused on risk management and customer service excellence across