Mortgage Credit & Risk Evaluation Lead

Hong Leong Bank; Kampung Malaysia Tambahan; On-site; MYR 67,000 - 100,000; Full time

Job summary

Hong Leong Bank Berhad is seeking a detail‑oriented professional to assess mortgage loans. You will analyze financial status and creditworthiness to support approvals and ensure timely processing.

The role includes identifying potential fraud and escalating risks to protect the bank and customers. Ideal candidates hold a relevant bachelor's degree and are prepared to evaluate applications with diligence and integrity in a fast-paced environment.

Qualifications

• Bachelor's degree or equivalent in banking, economics, finance, accounting, business studies or related field.

Responsibilities

• Perform credit evaluation, recommendations and approval for Mortgage applications.
• Evaluate and recommend loans for approval beyond discretionary power.
• Evaluate applicant's financial status, credit worthiness and risk before providing credit terms.
• Ensure mortgage applications are processed within internal turnaround time.
• Detect fraudulent application, tampered/suspicious documents and escalate to Fraud Management Unit.

Skills

Credit evaluation

Mortgage

Financial analysis

Risk assessment

Education

Bachelor's Degree in Banking, Economics, Finance, Accountancy, Business Studies or equivalent

Job description

Hong Leong Bank Berhad is seeking a detail‑oriented professional to assess mortgage loans. You will analyze financial status and creditworthiness to support approvals and ensure timely processing.

The role includes identifying potential fraud and escalating risks to protect the bank and customers. Ideal candidates hold a relevant bachelor's degree and are prepared to evaluate applications with diligence and integrity in a fast-paced environment.