Senior Executive, SME Support

Alliance Bank Malaysia Berhad; Penang; On-site; MYR 33,000 - 56,000; Full time

Job summary

Alliance Bank Malaysia Berhad is seeking a detail-oriented professional to complete monthly loan review templates in line with the Loan Review Policy and ensure timely submission to Credit Policy & Scoring.

You will monitor loan covenants, oversee SCR and Full Review submissions to prevent Expired Limit Extension, and guide SME Associates on review matters. The role includes preparing process guidance and supporting training in a busy banking environment.

Qualifications

• Degree in a relevant field is required.
• General economic and accounting understanding is preferred.
• Basic understanding in business credit.
• At least 2 years administrative experience in banking.

Responsibilities

• Complete monthly loan review template per policy.
• Monitor compliance of loan covenants and conditions.
• Monitor and report SCR and Full Review to avoid ELE.
• Timely submission in case of ELE is required.
• Guide SME Associates and support on review related matters.
• Provide list of loan portfolio paid down, site visit frequency.
• Prepare process flow / guidance to SME Associates.
• Screening for pre-approved suppliers/customers.

Skills

Microsoft Excel

Microsoft Word

PowerPoint

General economic understanding

Accounting understanding

Business credit knowledge

Administrative banking experience

Education

Degree in relevant field

Tools

Microsoft Excel

Microsoft Word

PowerPoint

Job description

Completion of monthly loan review template according to Loan Review Policy and timely submission to Credit Policy & Scoring.

Monitor compliance of loan covenants and conditions per approval.

Monitor and report submission of Simplified Credit Review (SCR) and Full Review to avoid Expired Limit Extension (ELE).

Timely submission in case of ELE is required.

Guide SME Associates and supports on review related matters.

Provide list of loan portfolio paid down, site visit frequency

Monitor and compilation of reports, e.g. Pre-remedial detection, Repricing, Covenants, AMLCFT, Excess/Overdue, SJPP/CGC consent, NRD Exceptional Report, etc.

Prepare process flow / guidance to SME Associates

Screening for pre-approved suppliers/customers

Training & Development

Assist staff to liaise with counterparties in training matters (e.g. scheduling and enrollment in courses/exam)

Remind SME Associates on enhanced policies / guidelines and completion of mandatory training / briefing

Requirements:-

A Degree in relevant field.

General economic and accounting understanding.

Basic understanding in business credit

Basic knowledge is Microsoft Excel, Words and Powerpoint

At least 2 years administrative experiences in banking industry.

About Alliance Bank Malaysia Berbad

Alliance Bank Malaysia Berbad and its subsidiary, Alliance Islamic Bank Berbad, offers banking and financial solutions through its consumer, SME, corporate, commercial and Islamic banking. The Bank provides easy access to its broad base of customers throughout the country via multi-pronged delivery channels that include retail branches, Privilege Banking Centres, Business Centres, Investment Bank branches, and mobile and Internet banking.

Alliance Bank Malaysia Berbad and its subsidiary, Alliance Islamic Bank Berbad, offers banking and financial solutions through its consumer, SME, corporate, commercial and Islamic banking. The Bank provides easy access to its broad base of customers throughout the country via multi-pronged delivery channels that include retail branches, Privilege Banking Centres, Business Centres, Investment Bank branches, and mobile and Internet banking.

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