Senior Credit Analyst – Real Assets & Funds

UOB; Kuala Lumpur; On-site; MYR 90,000 - 130,000; Full time

Benefits offered by this job

Health insurance

Job summary

2201 United Overseas Bank (Malaysia) Bhd is seeking a Credit Analyst for the Global Funds & Financial Sponsor (GFFS) team within FIG. You will perform credit analysis, structure transactions and supervise junior analysts to strengthen the credit portfolio.

The role requires strong credit risk and financial analysis skills, with collaboration across Head Office and local subsidiaries to support client initiatives and risk management.

Qualifications

• Degree in Accounting, Business Administration or Banking & Finance preferred.
• Strong understanding of credit risk, financial analysis and real assets credit structuring skills.
• Good understanding of banking products and their risks.
• Resourceful, proactive, and a team player with a positive attitude.

Responsibilities

• Prepare credit rating and periodic reviews for GFFS borrowers.
• Evaluate creditworthiness for traditional credit-based products.
• Assess transactions against credit standards and internal policies.
• Structure proposals according to borrower demands and risk appetite.
• Ensure accuracy of internal credit rating factors using rating models.
• Keep abreast of regulatory, market and credit developments.
• Collaborate with internal business, product, Head Office and branches.
• Perform financial analysis on existing and prospective clients.
• Supervise and train junior analysts.
• Participate in client calls/meetings/documentation.

Skills

Credit risk analysis

Financial analysis

Credit structuring

Communication skills

Team player

Education

Degree in Accounting, Business Administration or Banking & Finance

Job description

2201 United Overseas Bank (Malaysia) Bhd is seeking a Credit Analyst for the Global Funds & Financial Sponsor (GFFS) team within FIG. You will perform credit analysis, structure transactions and supervise junior analysts to strengthen the credit portfolio.

The role requires strong credit risk and financial analysis skills, with collaboration across Head Office and local subsidiaries to support client initiatives and risk management.