Senior Credit Analyst, FIG – Real Asset Structuring

United Overseas Bank Limited; Kuala Lumpur; Hybrid; MYR 110,000 - 180,000; Full time

Job summary

United Overseas Bank (Malaysia) Bhd in Kuala Lumpur seeks a Senior Credit Analyst to perform credit analysis and structuring for the Global Funds & Financial Sponsor (GFFS) team within FIG. You will review borrowers, assess creditworthiness and coordinate with internal partners across regions.

The role requires a degree in Finance or related field, strong credit risk knowledge, and experience with real assets credit structuring. A proactive, team-focused mindset is essential for success.

Qualifications

• Degree in Accountancy, Business Administration or Banking & Finance required or preferred.
• Strong understanding of credit risk and financial analysis.
• Experience in structuring credit for real assets is desirable.

Responsibilities

• Prepare credit ratings and periodic reviews for GFFS borrowers.
• Evaluate transactions against credit standards and internal policies.
• Structure proposals according to borrower demands and risk appetite.
• Ensure accuracy of internal rating factors and models used by business units.
• Supervise and provide training to junior analysts.

Skills

Credit risk

Financial analysis

Real assets structuring

Interpersonal skills

Team collaboration

Education

Accountancy

Business Administration

Banking & Finance

Job description

United Overseas Bank (Malaysia) Bhd in Kuala Lumpur seeks a Senior Credit Analyst to perform credit analysis and structuring for the Global Funds & Financial Sponsor (GFFS) team within FIG. You will review borrowers, assess creditworthiness and coordinate with internal partners across regions.

The role requires a degree in Finance or related field, strong credit risk knowledge, and experience with real assets credit structuring. A proactive, team-focused mindset is essential for success.