Senior Credit Analyst – Real Assets Financing

2201 United Overseas Bank (Malaysia) Bhd; Kuala Lumpur; Vor Ort; MYR 70.000 - 120.000; Vollzeit

Zusammenfassung

2201 United Overseas Bank (Malaysia) Bhd seeks a Credit Analyst to perform credit analysis and structuring for the Global Funds & Financial Sponsor team within FIG. You will prepare credit reviews, assess creditworthiness, and structure proposals aligned with risk policy.

The role requires strong analytical skills, understanding of banking products, and the ability to work with internal stakeholders and junior analysts. Malaysia-based position with career growth within a leading regional bank.

Qualifikationen

• Degree in Accountancy, Business Administration or Banking & Finance preferred
• Strong understanding of credit risk, financial analysis and real assets credit structuring skills
• Good understanding of banking products and their risks
• Resourceful individual with strong initiatives and positive attitude who is also a team play
• Dynamic, dedicated, self-driven and highly motivated
• Strong interpersonal and communication skills

Aufgaben

• Prepare credit rating and periodic financial reviews for GFFS borrowers and ensure timely reviews
• Evaluate overall creditworthiness and ability to meet financial obligations for traditional credit products
• Assess proposed transactions against credit standards and internal policies
• Structure proposals according to borrower needs and bank risk appetite
• Ensure accuracy of internal credit rating factors with appropriate models
• Coordinate with internal business, product teams, Head Office, and international branches
• Collaborate on financial analysis for existing and prospective clients to identify gaps/opportunities
• Supervise and train junior analysts
• Participate in client calls/meetings/documentation discussions
• Contribute to stress tests and RWA optimization projects

Kenntnisse

Credit risk analysis

Financial analysis

Real assets structuring

Interpersonal communication

Ausbildung

Bachelor's degree in Accounting/Finance

Jobbeschreibung

2201 United Overseas Bank (Malaysia) Bhd seeks a Credit Analyst to perform credit analysis and structuring for the Global Funds & Financial Sponsor team within FIG. You will prepare credit reviews, assess creditworthiness, and structure proposals aligned with risk policy.

The role requires strong analytical skills, understanding of banking products, and the ability to work with internal stakeholders and junior analysts. Malaysia-based position with career growth within a leading regional bank.