Senior Credit Analyst – Corporate Banking Lead

United Overseas Bank Limited; Kuala Lumpur; On-site; MYR 180,000 - 280,000; Full time

Job summary

United Overseas Bank (Malaysia) Bhd in Kuala Lumpur seeks a seasoned credit professional to lead end-to-end credit evaluation for Large Corporate and Multinational portfolios, from origination through to credit approval.

You will perform detailed financial analysis, assess borrower risk, monitor portfolios, ensure compliance with internal policies and regulatory requirements, and support audits and process improvements to enhance efficiency and client service.

Qualifications

• Degree in Business, Accounting, Finance, Economics, or a related field.
• At least 6-8 years of experience in Large Corporate/MNC banking, credit assessment, or lending.
• Strong knowledge of corporate banking products including Trade, Cash Management, Lending, Treasury, and Islamic Banking solutions.
• Proven experience in credit analysis, financial assessment, and credit approval processes.
• Good understanding of regulatory requirements and corporate credit risk management frameworks.

Responsibilities

• Lead the end-to-end credit evaluation process for Large Corporate and Multinational Corporate portfolios, including annual reviews, incremental facilities, and new-to-bank credit proposals.
• Conduct detailed financial analysis and credit assessments to support sound credit recommendations.
• Perform ongoing portfolio monitoring and due diligence to identify and manage risks, including client calls and site visits with Coverage teams.
• Ensure compliance with internal credit policies, covenants, terms and conditions, procedures, and regulatory requirements across the portfolio.
• Support internal, external, and regulatory audits, reporting requirements, surveys, and other portfolio-related reviews.
• Contribute to projects and process improvement initiatives to enhance operational efficiency and client experience.

Skills

Credit analysis

Financial assessment

Regulatory knowledge

Stakeholder management

Analytical skills

Communication skills

Presentation skills

Independent work

Education

Degree in Business, Accounting, Finance, Economics, or related field

Job description

United Overseas Bank (Malaysia) Bhd in Kuala Lumpur seeks a seasoned credit professional to lead end-to-end credit evaluation for Large Corporate and Multinational portfolios, from origination through to credit approval.

You will perform detailed financial analysis, assess borrower risk, monitor portfolios, ensure compliance with internal policies and regulatory requirements, and support audits and process improvements to enhance efficiency and client service.